Latest articles from My Credit Card Secrets (http://www.mycreditcardsecrets.com) http://www.mycreditcardsecrets.com 2008-11-22T02:43:16+01:00 text/html 2006-07-05T16:24:16+01:00 http://www.mycreditcardsecrets.com http://www.mycreditcardsecrets.com/how-to-avoid-credit-a362.html Everyone hates late fees and being late will cost you dearly these days. For some credit cards today, if you are late, you will have to shell out as much as $40 each time. With an arsenal of just a few strategies, you can avoid these late fees and start taking control of your finances. text/html 2006-07-05T16:24:16+01:00 http://www.mycreditcardsecrets.com http://www.mycreditcardsecrets.com/14-common-credit-mistakes-a361.html Establishing credit and wisely managing your credit becomes easier when you know how. You'll feel empowered by taking knowledgeable steps towards good credit, and you'll be on your way to purchasing real estate and greater financial freedom. text/html 2006-07-05T16:24:16+01:00 http://www.mycreditcardsecrets.com http://www.mycreditcardsecrets.com/simplifying-your-search-for-a360.html This article explains the major cretit card categories, and how they can be used to help make the search for a new credit card easier, quicker, and less confusing. text/html 2006-07-05T16:24:16+01:00 http://www.mycreditcardsecrets.com http://www.mycreditcardsecrets.com/credit-cards-what-a359.html Here's how to use your credit card wisely, use it to your advantage, and get on the right side of the credit card game. text/html 2006-07-05T16:24:16+01:00 http://www.mycreditcardsecrets.com http://www.mycreditcardsecrets.com/why-should-you-use-a358.html Believe it or not, the way society, especially the commercial side, is set up these days, the only alternative to using credit is to pay cash for everything. But it’s actually quite hard to do that. For example, if you want to rent a car, you have to have a credit card, even if you pay cash for the rental. text/html 2006-07-05T16:24:16+01:00 http://www.mycreditcardsecrets.com http://www.mycreditcardsecrets.com/credit-cards-or-store-a357.html A comparison between the attributes of store cards and credit cards. A general overview of both kinds of credit is given. text/html 2006-07-05T16:24:16+01:00 http://www.mycreditcardsecrets.com http://www.mycreditcardsecrets.com/credit-cards-how-to-a356.html Credit cards can be a very quick way of getting into even more debt if you do not know how to use them properly. UK debt is now at an all time high and, excluding mortgages, Credit Cards are one of the main contributors. text/html 2006-07-05T16:24:16+01:00 http://www.mycreditcardsecrets.com http://www.mycreditcardsecrets.com/credit-cards-and-how-a355.html It may seem like a simple question but its important to take into account a few factors when choosing your credit card. If you are in the enviable position of being able to pay off your card every month then you are amongst the few. If like most you don’t then we can offer you some guidance. text/html 2006-07-05T16:24:16+01:00 http://www.mycreditcardsecrets.com http://www.mycreditcardsecrets.com/how-to-start-a-a354.html Basically there are two types of credit files. There is the personal credit file and then there is the business credit file. text/html 2006-07-05T16:24:16+01:00 http://www.mycreditcardsecrets.com http://www.mycreditcardsecrets.com/learn-how-to-improve-a353.html Ignore the claims that say they can fix your score overnight. text/html 2006-07-05T16:24:16+01:00 http://www.mycreditcardsecrets.com http://www.mycreditcardsecrets.com/credit-card-balance-transfers-a352.html 0% balance transfers are one of the best things that has happened within the credit card industry. Take advantage of these great offers and constantly look for the best deals - learn to use balance transfers to your advantage and not the credit card companies! text/html 2006-07-05T16:24:16+01:00 http://www.mycreditcardsecrets.com http://www.mycreditcardsecrets.com/credit-card-balance-transfers-a351.html An in depth look into credit card balance transfers. The pros and cons of changing credit cards and transferring the outstanding balance. text/html 2006-07-05T16:24:16+01:00 http://www.mycreditcardsecrets.com http://www.mycreditcardsecrets.com/credit-card-rates-a350.html Don't be shy when it comes to negotiating a better deal with your credit card provider. After all, as a valued customer, they rely on you for business. So put your negotiating hat on, brush up on your communication skills and start negotiating a better credit card deal. text/html 2006-07-05T16:24:16+01:00 http://www.mycreditcardsecrets.com http://www.mycreditcardsecrets.com/free-credit-reports-now-a349.html The Federal Trade Commision has launched a new website where you can obtain your credit reports for free. text/html 2006-07-05T16:24:16+01:00 http://www.mycreditcardsecrets.com http://www.mycreditcardsecrets.com/balance-transfers-introduction-a348.html Balance transfer credit cards - the basic facts: text/html 2006-07-05T16:24:16+01:00 http://www.mycreditcardsecrets.com http://www.mycreditcardsecrets.com/what-you-need-to-a347.html A beginners guide to the very basics of credit cards. text/html 2006-07-05T16:24:16+01:00 http://www.mycreditcardsecrets.com http://www.mycreditcardsecrets.com/10-ways-to-boost-a346.html Discover how to boost your credit score in 48 hours. text/html 2006-07-05T16:24:16+01:00 http://www.mycreditcardsecrets.com http://www.mycreditcardsecrets.com/what-is-a-bad-a345.html A bad credit history can sometimes seem like a curse... whenever you apply for financing or for a loan, it always seems to pop up and cause you problems. text/html 2006-07-05T16:24:16+01:00 http://www.mycreditcardsecrets.com http://www.mycreditcardsecrets.com/big-brother-knows-whats-a344.html Whether you are aware of it or not, credit bureaus have been keeping tabs on you and how you use credit. When it's time for you to apply for a mortgage, credit card, or personal loan, your credit report is what lenders look at to decide to approve you or not. text/html 2006-07-05T16:24:16+01:00 http://www.mycreditcardsecrets.com http://www.mycreditcardsecrets.com/the-credit-card-surprise-a343.html What surprise is your credit card company hiding from you?