Latest articles from My Credit Card Secrets (http://www.mycreditcardsecrets.com) http://www.mycreditcardsecrets.com 2008-11-22T01:34:37+01:00 text/html 2006-07-05T16:18:27+01:00 http://www.mycreditcardsecrets.com http://www.mycreditcardsecrets.com/to-repair-credit-is-a142.html Learn how you can earn a millionaire's credit in 25 days. text/html 2006-07-05T16:18:27+01:00 http://www.mycreditcardsecrets.com http://www.mycreditcardsecrets.com/how-healthy-is-your-a141.html Outlines 5 key tips to consider when reviewing your personal credit report. text/html 2006-07-05T16:18:27+01:00 http://www.mycreditcardsecrets.com http://www.mycreditcardsecrets.com/debit-card-vs-credit-a140.html Explains the basic differences between a credit card and a debit card and the need to be educated about their uses. text/html 2006-07-05T16:18:27+01:00 http://www.mycreditcardsecrets.com http://www.mycreditcardsecrets.com/convenience-can-be-costly-a139.html Outlines the extra fees associated with using credit card cash advances and “convenience checks”. text/html 2006-07-05T16:18:27+01:00 http://www.mycreditcardsecrets.com http://www.mycreditcardsecrets.com/credit-repair-scams-a138.html Illustrates the need to use caution with any type of credit repair service or offer. text/html 2006-07-05T16:18:27+01:00 http://www.mycreditcardsecrets.com http://www.mycreditcardsecrets.com/beware-of-falling-minimum-a137.html Explains the dangers associated with the recent moves by creditors to decrease their minimum due on monthly payments. text/html 2006-07-05T16:18:27+01:00 http://www.mycreditcardsecrets.com http://www.mycreditcardsecrets.com/4-steps-to-creating-a136.html Demonstrates the steps to take to build and establish good credit habits. text/html 2006-07-05T16:18:27+01:00 http://www.mycreditcardsecrets.com http://www.mycreditcardsecrets.com/3-ways-to-improve-a135.html Here are 3 steps I used to take my credit score from 592 (horrible credit) to 762 (perfect credit) almost overnight. If you’re interested in improving your credit rating quickly, you’ll find this story helpful: text/html 2006-07-05T16:18:27+01:00 http://www.mycreditcardsecrets.com http://www.mycreditcardsecrets.com/good-credit-is-king-a134.html If you want to purchase a new home or refinance your current mortgage, be sure to check out the wide array of loan programs available. If you have less than excellent or even poor credit, you can still qualify for a loan. If you have outstanding credit, though, you are in the proverbial driver's seat, when it comes to selecting your loan program. Be sure to find a good mortgage consultant, and carefully explain exactly what you need. Here are just a couple of "outside-the-box" programs that come in handy for some people but require excellent credit ratings. text/html 2006-07-05T16:18:27+01:00 http://www.mycreditcardsecrets.com http://www.mycreditcardsecrets.com/your-guide-on-choosing-a133.html Reach into your wallet or purse, pull out a card, swipe, and you’re done. It is very easy to use a credit card. The problem lies in choosing a card – and it has nothing to do with the picture on the front! Choosing a credit card that works best for you is vital to your credit rating. If you choose incorrectly, you may find yourself in deep debt trouble. Here is some basic, yet extremely important, information that will help you make the right choice. text/html 2006-07-05T16:18:27+01:00 http://www.mycreditcardsecrets.com http://www.mycreditcardsecrets.com/4-steps-you-can-a132.html Help! I’ve Been Turned Down text/html 2006-07-05T16:18:27+01:00 http://www.mycreditcardsecrets.com http://www.mycreditcardsecrets.com/7-surefire-ways-to-a131.html Do you have a poor credit rating? If so, you are one of tens of thousands of Americans with the same problem. In fact, it seems that this has become a national ‘disease.’ And just what do people need that have a disease? They need a cure. text/html 2006-07-05T16:18:27+01:00 http://www.mycreditcardsecrets.com http://www.mycreditcardsecrets.com/5-surefire-ways-to-a130.html Do you have enormous credit card debt? You are certainly not alone. According to research, the average family in the United States has $7000 in credit card debt and pays about $1000 in interest each year! Throw in a late payment or two, or an over-the-limit charge, and that number skyrockets. Imagine what you could do with that $1000 if it weren’t being spent on interest. text/html 2006-07-05T16:18:27+01:00 http://www.mycreditcardsecrets.com http://www.mycreditcardsecrets.com/the-truth-about-prepaid-a129.html Prepaid credit cards have been around for over ten years now, although they are just now coming into the spotlight. Prepaid credit cards are basically credit cards backed by major credit card companies that offer you the ability to deposit money onto the card and then use it for purchases. You are not allowed to spend anything more than you have deposited in most cases. text/html 2006-07-05T16:18:27+01:00 http://www.mycreditcardsecrets.com http://www.mycreditcardsecrets.com/what-credit-card-is-a128.html Some information about different credit cards. Three cards is included in this article: Discover Platinum Card, Chase Cash Plus Rewards Visa and Chase Platinum for Students. text/html 2006-07-05T16:18:27+01:00 http://www.mycreditcardsecrets.com http://www.mycreditcardsecrets.com/five-tips-to-obtain-a127.html Obtaining credit is necessary for many small businesses. Knowing what steps to take in this process can greatly increase an approval from a financial institution. Here are five tips to assist entrepreneurs in this process. text/html 2006-07-05T16:18:27+01:00 http://www.mycreditcardsecrets.com http://www.mycreditcardsecrets.com/bad-credit-credit-cards-a126.html Chances are you've gotten your share of offers for Bad credit credit cards, Bad credit visa cards and Credit cards for people with bad credit. text/html 2006-07-05T16:18:27+01:00 http://www.mycreditcardsecrets.com http://www.mycreditcardsecrets.com/credit-basics-choosing-and-a125.html Credit cards are among the most powerful financial tools available today. They offer endless possibilities when used wisely. But how do you choose the best card for your needs? text/html 2006-07-05T16:18:27+01:00 http://www.mycreditcardsecrets.com http://www.mycreditcardsecrets.com/student-credit-cards-benefits-a124.html Giving a college student a major credit card has many benefits, but there are also pitfalls. This articles discusses both and gives parents a good understanding of how to take maximum advantage of the benefits and avoid the trouble that sometimes results from the irresponsible use of a credit card. text/html 2006-07-05T16:18:27+01:00 http://www.mycreditcardsecrets.com http://www.mycreditcardsecrets.com/ways-to-repair-bad-a123.html Bad credit can have a serious negative influence on a variety of things in your life…not only can it prevent you from getting the loan that you need or the credit card that you want, but it can also keep you from getting certain jobs or into certain programs.