Latest articles from My Credit Card Secrets (http://www.mycreditcardsecrets.com) http://www.mycreditcardsecrets.com 2008-11-22T04:33:42+01:00 text/html 2006-07-05T16:18:26+01:00 http://www.mycreditcardsecrets.com http://www.mycreditcardsecrets.com/7-faqs-when-you-a22.html There are so many credit cards out there to choose from that deciding which one to get can feel really daunting. What makes one offer better than the hundreds of others you’ve seen? Here are top 7 FAQs to finding the right credit card. text/html 2006-07-05T16:18:26+01:00 http://www.mycreditcardsecrets.com http://www.mycreditcardsecrets.com/getting-bad-credit-help-a21.html Getting the bad credit help that you need is quite hard. First of all, it is embarrassing and difficult to admit that you need help managing the debt and credit problems that you have. Whether or not you are to blame or whether or not you could do anything about it, really doesn't matter now. Now, what you need is solid bad credit help. Unfortunately, many people, of all sorts, take advantage of people who are in need of assistance and will only further add to that debt. So, before you go looking for bad credit help in the wrong places, look for information on the web to help you first. text/html 2006-07-05T16:18:26+01:00 http://www.mycreditcardsecrets.com http://www.mycreditcardsecrets.com/credit-cards-make-your-a20.html Credit cards do more than provide you with extra purchasing power. Actually, credit cards can do quite a bit to make your life easier. Credit cards add convenience to your life by helping you establish credit and simplify your bill payments. In fact, credit cards can even text/html 2006-07-05T16:18:26+01:00 http://www.mycreditcardsecrets.com http://www.mycreditcardsecrets.com/credit-card-comparison-guide-a19.html Shopping around for a credit card can save you money on interest and fees. You’ll want to find one with features that match your needs. The following information should be some help to anyone searching for a new credit card. text/html 2006-07-05T16:18:26+01:00 http://www.mycreditcardsecrets.com http://www.mycreditcardsecrets.com/mortgage-banking-is-it-a18.html Are you quick with calculations and always ready to help people? If you’re good with numbers and have great organizational skills, a career in mortgage banking ......... text/html 2006-07-05T16:18:26+01:00 http://www.mycreditcardsecrets.com http://www.mycreditcardsecrets.com/credit-card-fees-surge-a17.html Have you checked your credit card statement lately? No, have you really examined it, looked at the Annual Percentage Rate {APR} and read the fine print on the back of the statement? If you have not, do so today, but be prepared: you may be in for the shock of your life. text/html 2006-07-05T16:18:26+01:00 http://www.mycreditcardsecrets.com http://www.mycreditcardsecrets.com/credit-card-late-charges-a16.html It is simply getting ridiculous the charges credit card companies are imposing on consumers who are late making payments. Yes, creditors have a legal right to do what they are doing, however ethically speaking that is certainly open to debate! text/html 2006-07-05T16:18:26+01:00 http://www.mycreditcardsecrets.com http://www.mycreditcardsecrets.com/cash-back-credit-card-a15.html Cash back credit cards are an excellent way to earn money while you spend! Instead of making purchases with standard credit cards, you might want to consider applying for cash back credit cards because such cards reward you with text/html 2006-07-05T16:18:26+01:00 http://www.mycreditcardsecrets.com http://www.mycreditcardsecrets.com/your-credit-report-after-a14.html Do you KNOW what is on your credit report? Even if you have just filed bankruptcy it is EXTREMELY important that you KNOW how it is reported on your credit report. It is NOT the credit reporting agencies responsibility to make sure that your credit report is accurate. It is YOURS, and only you can make sure that it is. text/html 2006-07-05T16:18:26+01:00 http://www.mycreditcardsecrets.com http://www.mycreditcardsecrets.com/business-credit-cards-a13.html An article explaining Buisness credit cards and some of the benefits. text/html 2006-07-05T16:18:26+01:00 http://www.mycreditcardsecrets.com http://www.mycreditcardsecrets.com/bankruptcy-credit-counseling-under-a12.html Bankruptcy credit counseling is a requirement of the new bankruptcy law effective October 17, 2005. The Bankruptcy Abuse Prevention and Consumer Protection Act of 2005 requires court approved bankruptcy credit counseling to be completed by debtors prior to filing for bankruptcy within the 180 days immediately preceding the filing of a bankruptcy petition. text/html 2006-07-05T16:18:26+01:00 http://www.mycreditcardsecrets.com http://www.mycreditcardsecrets.com/how-to-make-the-a11.html Many great credit card companies are now offering their loyal cardholders credit card rewards. This provides the cardholder an opportunity to gain prizes just because they use their card. It is a great incentive for those that may not use their card uch. The more credit card rewards they will receive, the more likely they are to use their card more frequently. text/html 2006-07-05T16:18:26+01:00 http://www.mycreditcardsecrets.com http://www.mycreditcardsecrets.com/rebuilding-your-credit-path-a10.html Rebuilding your credit can be a great technique to take control of your future. Face it - to live in today’s world, you need access to credit, and you need it cheap. text/html 2006-07-05T16:18:26+01:00 http://www.mycreditcardsecrets.com http://www.mycreditcardsecrets.com/preventing-identity-theft-and-a9.html According to a recent poll by Experian, one in five Americans has reported they have experienced some form of identity theft. If it happens to you, and your identity is stolen, you might be in for a lengthy hassle that could text/html 2006-07-05T16:18:26+01:00 http://www.mycreditcardsecrets.com http://www.mycreditcardsecrets.com/apr-credit-cards-a8.html It is interesting to note that what started off as a marketing gimmick has now become an almost permanent part of the credit card industry in America and today 0% APR credit cards can in fact play a significant role in helping a person reduce or get out of debt. text/html 2006-07-05T16:18:26+01:00 http://www.mycreditcardsecrets.com http://www.mycreditcardsecrets.com/a-guide-to-finding-a7.html Student credit cards annually bombard freshman as they enter college. It has become a fall ritual. Parents should be vigilant in discussing the importance and responsibilities that go along with having a credit card before the students ever leave home. text/html 2006-07-05T16:18:26+01:00 http://www.mycreditcardsecrets.com http://www.mycreditcardsecrets.com/tips-on-finding-the-a6.html If you are looking for a new credit card, it is certainly to your advantage to search for credit card deals. If you do your homework, you could step into some of best credit card deals offered. Getting a new credit card should not be a spur of the moment thing. text/html 2006-07-05T16:18:26+01:00 http://www.mycreditcardsecrets.com http://www.mycreditcardsecrets.com/repairing-bad-credit-basics-a5.html With increasing facilities for credit purchases being offered every day to consumers more and more patrons are falling prey to augmented spending habits. The rising competition among credit card companies to attract customers text/html 2006-07-05T16:18:26+01:00 http://www.mycreditcardsecrets.com http://www.mycreditcardsecrets.com/history-of-credit-cards-a4.html Credit Cards have become an absolute necessity so much so that we take them for granted. A number of money experts have already slated the paper currency as a dying dinosaur. But have you ever wondered where did this plastic money of credit card come from? Whose genius was it anyways? text/html 2006-07-05T16:18:26+01:00 http://www.mycreditcardsecrets.com http://www.mycreditcardsecrets.com/credit-card-faqs-a3.html Have you ever been confused by some of the jargon associated with credit cards? In this article we will explain some of the more common terms.