Latest articles from My Credit Card Secrets (http://www.mycreditcardsecrets.com) http://www.mycreditcardsecrets.com 2008-11-22T02:29:52+01:00 text/html 2006-07-05T16:24:18+01:00 http://www.mycreditcardsecrets.com http://www.mycreditcardsecrets.com/credit-card-entrapment-a562.html Have you ever wondered why your credit card bill is so high and you can't seem to pay off the balance? Well you are not alone in this. You should be aware of a couple of trick that they use and you probably don't even pay attention to it, but you definitely pay for it and BIG! text/html 2006-07-05T16:24:18+01:00 http://www.mycreditcardsecrets.com http://www.mycreditcardsecrets.com/10-dirty-tricks-credit-a561.html Learn the 10 dirty tricks credit card companies play to their clients so you’ll know what to expect and look out for. text/html 2006-07-05T16:24:18+01:00 http://www.mycreditcardsecrets.com http://www.mycreditcardsecrets.com/credit-repair-how-to-a560.html Credit repair, is in a word, vital to reestablishing your credit. Unless you plan to never use your credit again, then you have to find a way to fix it. text/html 2006-07-05T16:24:18+01:00 http://www.mycreditcardsecrets.com http://www.mycreditcardsecrets.com/how-to-establish-great-a559.html Building a good credit history is important. If you have no reported credit history, it may take time to establish your first credit account. text/html 2006-07-05T16:24:18+01:00 http://www.mycreditcardsecrets.com http://www.mycreditcardsecrets.com/the-hazards-of-your-a558.html Credit cards are almost as easy to get as your fruit and vegetables from the supermarket. For those who have not yet had a credit card, how can they prepare themselves? Or, better still, can they resist altogether? text/html 2006-07-05T16:24:18+01:00 http://www.mycreditcardsecrets.com http://www.mycreditcardsecrets.com/getting-married-what-are-a557.html Being single single and managing your own finances is very different to the shared responsibility of being married. The partnership of marriage also becomes a financial partnership. What are the likely problems, and how do you avoid them? text/html 2006-07-05T16:24:18+01:00 http://www.mycreditcardsecrets.com http://www.mycreditcardsecrets.com/are-you-paying-higher-a556.html Many credit card holders sign up for a credit account with an 8.4% interest rate and then later realize that their interest rate has been bumped to 27.4%. Take these six precautions to make sure you don't get charged more. [Read full article] text/html 2006-07-05T16:24:18+01:00 http://www.mycreditcardsecrets.com http://www.mycreditcardsecrets.com/a-summary-of-the-a555.html This easy to understand summary of the Federal Fair Credit Reporting Act will explain how to dispute credit information and repair your own credit report. text/html 2006-07-05T16:24:18+01:00 http://www.mycreditcardsecrets.com http://www.mycreditcardsecrets.com/recognizing-the-signs-that-a554.html If you think that you may have a debt problem, there is help. Credit counselors are trained to help you get out of debt in a very short period of time. Some can even help to make you debt free in as little as 18 months. text/html 2006-07-05T16:24:18+01:00 http://www.mycreditcardsecrets.com http://www.mycreditcardsecrets.com/understanding-the-process-of-a553.html Many of us have seen the advertisements on television. "Get out of debt fast!" "We can solve all your credit problems with only one call!" These sound really great but you know that, realistically, one call is not going to solve your credit problems. text/html 2006-07-05T16:24:18+01:00 http://www.mycreditcardsecrets.com http://www.mycreditcardsecrets.com/bankruptcy-vs-credit-counseling-a552.html Credit Counseling and bankruptcy are both ways to relieve the stress of debt. However, they are very different and it is important to understand both before making a decision as to which is best for you. text/html 2006-07-05T16:24:18+01:00 http://www.mycreditcardsecrets.com http://www.mycreditcardsecrets.com/credit-repair-kit-sound-a551.html A lot of people have bad credit. It is unfortunate that good people with good intentions are sometimes lured into credit card offers with outrageous interest rates or convinced to buy a new, overpriced car that they cannot afford. Sometimes, it is a stroke of bad luck. text/html 2006-07-05T16:24:18+01:00 http://www.mycreditcardsecrets.com http://www.mycreditcardsecrets.com/bad-credit-no-a550.html Many companies use the slogan "Bad Credit? No Credit? No Problem!" The truth is that it is in fact a problem and there is no easy way to correct it. It takes a lot of time and effort to obtain credit when you do not have any and even longer to fix bad credit. text/html 2006-07-05T16:24:18+01:00 http://www.mycreditcardsecrets.com http://www.mycreditcardsecrets.com/errors-on-your-credit-a549.html There are times when you may be turned down for credit and you do not understand why. According to the Fair Credit Reporting Act you are entitled to a free copy of your credit report if you have been denied credit because of negative items on your credit report within 60 days of the request for credit. text/html 2006-07-05T16:24:18+01:00 http://www.mycreditcardsecrets.com http://www.mycreditcardsecrets.com/will-inquiries-lower-your-a548.html Applying for credit generates an inquiry on your credit report. Inquiries can have negative affects on your credit score. If you did not authorize an inquiry you can take the necessary actions to have it removed from your credit report. text/html 2006-07-05T16:24:18+01:00 http://www.mycreditcardsecrets.com http://www.mycreditcardsecrets.com/collection-agency-secrets-for-a547.html Is your business holding bad debt? Don’t get mad. Collect it! The collection agencies have been getting money back for years. Find out their secrets before your business has to write off another invoice. text/html 2006-07-05T16:24:18+01:00 http://www.mycreditcardsecrets.com http://www.mycreditcardsecrets.com/what-is-the-fair-a546.html What you should know about the FCRA... text/html 2006-07-05T16:24:18+01:00 http://www.mycreditcardsecrets.com http://www.mycreditcardsecrets.com/what-should-i-do-a545.html Discover the steps to recovery from being a victim of identity theft... text/html 2006-07-05T16:24:18+01:00 http://www.mycreditcardsecrets.com http://www.mycreditcardsecrets.com/do-you-know-whats-a544.html If you are planning on borrowing from any kind of financial institution they are going to check out your credit report first. Save yourself from possible embarrassment due to a forgotten debt or credit bureau error, and get a copy of your credit history before the bank does! text/html 2006-07-05T16:24:18+01:00 http://www.mycreditcardsecrets.com http://www.mycreditcardsecrets.com/how-to-save-money-a543.html Tips on how to save money on your credit cards