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        <title>My Credit Card Secrets</title>
        <description>Latest articles from My Credit Card Secrets (http://www.mycreditcardsecrets.com)</description>
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        <lastBuildDate>Thu, 08 Jan 2009 08:51:28 +0100</lastBuildDate>
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            <title>Credit Counseling What Is It?</title>
            <link>http://www.mycreditcardsecrets.com/credit-counseling-what-is-a319.html</link>
            <description><![CDATA[If you are in difficulty financially, you have in all probability heard the term credit counseling, however do you understand what it is?  Most times this term is used in the same sentence as debt negotiation or debt settlement, however in fact, it is an entirely dissimilar procedure.  With credit counseling, you will in fact work with a credit counselor to pay off your debt in smaller, monthly payments that you can manage to pay.]]></description>
            <pubDate>Wed, 05 Jul 2006 16:24:16 +0100</pubDate>
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