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        <title>My Credit Card Secrets</title>
        <description>Latest articles from My Credit Card Secrets (http://www.mycreditcardsecrets.com)</description>
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        <lastBuildDate>Thu, 08 Jan 2009 14:00:11 +0100</lastBuildDate>
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            <title>How Your Credit Rating Affects You, and How to Check It</title>
            <link>http://www.mycreditcardsecrets.com/how-your-credit-rating-a341.html</link>
            <description><![CDATA[Any time you get turned down for a credit card or any other loan, the chances are that it was because of your credit rating. Companies giving out small loans are far more likely to rely completely on this rating than to bother checking your income, and a worse rating will mean that you are offered a higher interest rate.]]></description>
            <pubDate>Wed, 05 Jul 2006 16:24:16 +0100</pubDate>
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