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        <title>My Credit Card Secrets</title>
        <description>Latest articles from My Credit Card Secrets (http://www.mycreditcardsecrets.com)</description>
        <link>http://www.mycreditcardsecrets.com</link>
        <lastBuildDate>Sat, 22 Nov 2008 03:06:51 +0100</lastBuildDate>
        <generator>Created by as "Netfluence"</generator>
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        <item>
            <title>How To Read Your Credit Report</title>
            <link>http://www.mycreditcardsecrets.com/how-to-read-your-a682.html</link>
            <description><![CDATA[Credit reports are now easier to read than before but still require some upfront knowledge. Knowing the four parts that make up a credit report and how each part relates to your credit history gives you an advantage.]]></description>
            <pubDate>Wed, 05 Jul 2006 16:24:51 +0100</pubDate>
        </item>
        <item>
            <title>Secured Credit Cards- Consumer Tips</title>
            <link>http://www.mycreditcardsecrets.com/secured-credit-cards-consumer-a681.html</link>
            <description><![CDATA[Whether you have no credit or damaged credit, secured credit cards are a good tool for building a good credit history. Several months ago Tom, a member of CreditBoards.com, filed for a Chapter 7 Bank...]]></description>
            <pubDate>Wed, 05 Jul 2006 16:24:51 +0100</pubDate>
        </item>
        <item>
            <title>Student Credit Cards 101</title>
            <link>http://www.mycreditcardsecrets.com/student-credit-cards-101-a680.html</link>
            <description><![CDATA[If youre a college student, you probably already have a credit card. If not, you may have plans to get one or more soon. So why should you read on?  	Because financial debt is one of the main reason...]]></description>
            <pubDate>Wed, 05 Jul 2006 16:24:51 +0100</pubDate>
        </item>
        <item>
            <title>Credit Traps Snag Consumers</title>
            <link>http://www.mycreditcardsecrets.com/credit-traps-snag-consumers-a679.html</link>
            <description><![CDATA[Nearly 20 years ago I worked for a small consumer advocacy organization in Washington, DC. Each week we received sacks full of mail from consumers across the country requesting our list of credit car...]]></description>
            <pubDate>Wed, 05 Jul 2006 16:24:51 +0100</pubDate>
        </item>
        <item>
            <title>How To Eliminate Credit Card Debt</title>
            <link>http://www.mycreditcardsecrets.com/how-to-eliminate-credit-a678.html</link>
            <description><![CDATA[There is almost nothing more troublesome than having too much debt to pay each month. Consumers incur debt for many different reasons. Sometimes illness, accidents, or just bad luck can make it seem ...]]></description>
            <pubDate>Wed, 05 Jul 2006 16:24:51 +0100</pubDate>
        </item>
        <item>
            <title>How To Use Your Credit Cards Wisely</title>
            <link>http://www.mycreditcardsecrets.com/how-to-use-your-a677.html</link>
            <description><![CDATA[Are you one of the thousands pulling your hair out trying to figure out how you're going to pay your credit card bills?  Using your credit cards wisely and sensibly will help you avoid financial prob...]]></description>
            <pubDate>Wed, 05 Jul 2006 16:24:51 +0100</pubDate>
        </item>
        <item>
            <title>Lower Your Credit Card Interest Rate Now!</title>
            <link>http://www.mycreditcardsecrets.com/lower-your-credit-card-a676.html</link>
            <description><![CDATA[With todays credit card companies, there are many opportunities to get your cards rate of 21% or more reduced. The higher the amount of interest your card charges will cost you more for a simple pur...]]></description>
            <pubDate>Wed, 05 Jul 2006 16:24:51 +0100</pubDate>
        </item>
        <item>
            <title>Credit Establishment 101</title>
            <link>http://www.mycreditcardsecrets.com/credit-establishment-101-a675.html</link>
            <description><![CDATA[There will come a day when you need credit. You may want to buy a home or a car and your credit rating will become very important to help make these dreams come true. One of the first things you will...]]></description>
            <pubDate>Wed, 05 Jul 2006 16:24:51 +0100</pubDate>
        </item>
        <item>
            <title>Credit Cards For People With Bad Credit Scores</title>
            <link>http://www.mycreditcardsecrets.com/credit-cards-for-people-a674.html</link>
            <description><![CDATA[Sometimes life lands you in a situation that causes your credit to suffer. A job loss or illness can send your credit rating south leaving you with nothing to do about it. Some creditors may let you ...]]></description>
            <pubDate>Wed, 05 Jul 2006 16:24:51 +0100</pubDate>
        </item>
        <item>
            <title>Stop Credit Card Offers</title>
            <link>http://www.mycreditcardsecrets.com/stop-credit-card-offers-a673.html</link>
            <description><![CDATA[Clear your mailbox of annoying credit card offers and protect your identity]]></description>
            <pubDate>Wed, 05 Jul 2006 16:24:51 +0100</pubDate>
        </item>
        <item>
            <title>5 Killer Steps to avoid Credit Card SCAMS!</title>
            <link>http://www.mycreditcardsecrets.com/5-killer-steps-to-a672.html</link>
            <description><![CDATA[In August, 2004, the Federal Trade Commission issued their findings of a recent study, which showed that nearly 25 million adults were victims of fraud.   Now, most importantly,   If you are a victim...]]></description>
            <pubDate>Wed, 05 Jul 2006 16:24:51 +0100</pubDate>
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        <item>
            <title>SuperCharged Secret 5, Credit Card Utopia</title>
            <link>http://www.mycreditcardsecrets.com/supercharged-secret-5-credit-a671.html</link>
            <description><![CDATA[LIVING IN CREDIT CARD UTOPIA Lets just take a brief moment to recap: If youve been following along on this journey with me, learning the 5 Super-Charged secrets to Credit Card Utopia, then you now ...]]></description>
            <pubDate>Wed, 05 Jul 2006 16:24:51 +0100</pubDate>
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            <title>SuperCharged Secret 4, Credit Card Utopia</title>
            <link>http://www.mycreditcardsecrets.com/supercharged-secret-4-credit-a670.html</link>
            <description><![CDATA[YOU SCRATCH MY BACK, AND ILL BUY SOME MORE BEER! Lets just take a brief moment to recap: If youve been following along on this journey with me, learning the 5 Super-Charged secrets to Credit Card ...]]></description>
            <pubDate>Wed, 05 Jul 2006 16:24:51 +0100</pubDate>
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            <title>SuperCharged Secret 3, Credit Card Utopia</title>
            <link>http://www.mycreditcardsecrets.com/supercharged-secret-3-credit-a669.html</link>
            <description><![CDATA[TURBO-CHARGED KILLER RATE SAVING INFORMATION! Lets just take a brief moment to recap: If youve been following along on this journey with me, learning the 5 Super-Charged secrets to Credit Card Utop...]]></description>
            <pubDate>Wed, 05 Jul 2006 16:24:51 +0100</pubDate>
        </item>
        <item>
            <title>SuperCharged Secret 2, Credit Card Utopia</title>
            <link>http://www.mycreditcardsecrets.com/supercharged-secret-2-credit-a668.html</link>
            <description><![CDATA[INTEREST BEWARE, THERES SAFETY IN NUMBERS! Note: The following is part 2 of a 5 part series, Over the course of these 5 articles, I am going to introduce you to several methods for maximizing the us...]]></description>
            <pubDate>Wed, 05 Jul 2006 16:24:51 +0100</pubDate>
        </item>
        <item>
            <title>SuperCharged Secret 1 of 5 - Credit Card Utopia</title>
            <link>http://www.mycreditcardsecrets.com/supercharged-secret-1-of-a667.html</link>
            <description><![CDATA[I AM THE CONSUMER. AND I HAVE LOW-RATE SUPER-POWERS! Note: The following is part 1 of a 5 part series. Over the course of these next 5 articles, I am going to introduce you to several methods for max...]]></description>
            <pubDate>Wed, 05 Jul 2006 16:24:51 +0100</pubDate>
        </item>
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            <title>Beware of Bogus Credit Repair Companies!</title>
            <link>http://www.mycreditcardsecrets.com/beware-of-bogus-credit-a666.html</link>
            <description><![CDATA[So-called &quot;credit repair&quot; companies claim they can remove negative information from credit reports. Advertising as &quot;Credit Advisors,&quot; &quot;Credit Rating Correction Services&quot; or &quot;Credit Consultants,&quot; they...]]></description>
            <pubDate>Wed, 05 Jul 2006 16:24:51 +0100</pubDate>
        </item>
        <item>
            <title>Can You Acquire Good Credit Overnight? You Bet</title>
            <link>http://www.mycreditcardsecrets.com/can-you-acquire-good-a665.html</link>
            <description><![CDATA[Your credit file may not reflect all your credit accounts. Although most national department store and all-purpose bank credit card accounts will be included in your file, not all creditors supply in...]]></description>
            <pubDate>Wed, 05 Jul 2006 16:24:51 +0100</pubDate>
        </item>
        <item>
            <title>How to Dispute Credit Report Errors</title>
            <link>http://www.mycreditcardsecrets.com/how-to-dispute-credit-a664.html</link>
            <description><![CDATA[Your credit report--a type of consumer report--contains information about where you work and live and how you pay your bills. It also may show whether you've been sued or arrested or have filed for b...]]></description>
            <pubDate>Wed, 05 Jul 2006 16:24:51 +0100</pubDate>
        </item>
        <item>
            <title>How Creditors Measure Your Credit Rating</title>
            <link>http://www.mycreditcardsecrets.com/how-creditors-measure-your-a663.html</link>
            <description><![CDATA[Creditors will measure your credit rating based on the following three main things. Capacity Collateral Character  The three &quot;C's&quot; show creditors your:  	&quot;Capacity&quot; or income to pay the debt 	&quot;Co...]]></description>
            <pubDate>Wed, 05 Jul 2006 16:24:51 +0100</pubDate>
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