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        <title>My Credit Card Secrets</title>
        <description>Latest articles from My Credit Card Secrets (http://www.mycreditcardsecrets.com)</description>
        <link>http://www.mycreditcardsecrets.com</link>
        <lastBuildDate>Fri, 21 Nov 2008 22:06:37 +0100</lastBuildDate>
        <generator>Created by as "Netfluence"</generator>
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        <item>
            <title>Credit Cards - A Blessing or a Curse?</title>
            <link>http://www.mycreditcardsecrets.com/credit-cards-a-a282.html</link>
            <description><![CDATA[Getting a credit card can be a huge responsibility; if you don't keep an eye on your spending habits, credit cards can create some serious problems.]]></description>
            <pubDate>Wed, 05 Jul 2006 16:18:28 +0100</pubDate>
        </item>
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            <title>Finding What is on Your Credit Report</title>
            <link>http://www.mycreditcardsecrets.com/finding-what-is-on-a281.html</link>
            <description><![CDATA[A credit report is file about you kept by lenders and banks. As annoying as it may be, it's still perfectly legal for them to gather all sorts of details about you. In turn, you have the right to check this file - and you should do so and inquire regularly about your credit report and your credit score, particularly when you plan a big financial change, for instance, before applying for a loan or a mortgage, you should always take time and review your credit report. This allows you not only to plan your moves accurately, but also to dispute any mistakes that might occur in the report.]]></description>
            <pubDate>Wed, 05 Jul 2006 16:18:28 +0100</pubDate>
        </item>
        <item>
            <title>Credit Repair Services vs. Do-It-Yourself Credit Repair</title>
            <link>http://www.mycreditcardsecrets.com/credit-repair-services-vs-a280.html</link>
            <description><![CDATA[Millions of Americans suffer because of bad credit these days, and almost all of these people turn to the Internet for help. In the past 5 years hundreds of internet-based credit repair services have sprung up , preying on consumers in need of real help. Most of these companies have built less than desirable reputations by over-promising and under-delivering; all the while taking millions of dollars from those in need.]]></description>
            <pubDate>Wed, 05 Jul 2006 16:18:28 +0100</pubDate>
        </item>
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            <title>Using Your Credit Cards Wisely</title>
            <link>http://www.mycreditcardsecrets.com/using-your-credit-cards-a279.html</link>
            <description><![CDATA[There are 4 main causes for credit card problems problems; one is related to overspending, the second is about missing money; this is usually connected to the 3rd problem - unauthorized use and finally there is the issue of forgotten information. All these problems are interconnected and can lead to serious financial problems. However, there are a few simple things that you can do in order to avoid hassle.]]></description>
            <pubDate>Wed, 05 Jul 2006 16:18:28 +0100</pubDate>
        </item>
        <item>
            <title>Maximizing Credit Card Rewards</title>
            <link>http://www.mycreditcardsecrets.com/maximizing-credit-card-rewards-a278.html</link>
            <description><![CDATA[Credit card rewards can be a great benefit when used properly.  Learn the steps you can take to get the most out of your rewards.]]></description>
            <pubDate>Wed, 05 Jul 2006 16:18:28 +0100</pubDate>
        </item>
        <item>
            <title>How to Order the Right Credit Reports to Repair Your Own Credit</title>
            <link>http://www.mycreditcardsecrets.com/how-to-order-the-a277.html</link>
            <description><![CDATA[Believe it or not, a majority of the credit reports offered on the internet dont have the required information (File Number, Confirmation number, or Report number) needed to repair your own credit. So what happens? You try your best to launch a dispute (with the wrong credit report), you find it impossible, you spend more money on new reports, you get frustrated, and you finally give up. Once you have given up, you have saved the credit bureaus a lot of moneyand they even made some off you in the process!]]></description>
            <pubDate>Wed, 05 Jul 2006 16:18:28 +0100</pubDate>
        </item>
        <item>
            <title>Free Credit Report  Watch Out for Scams</title>
            <link>http://www.mycreditcardsecrets.com/free-credit-report-a276.html</link>
            <description><![CDATA[You can receive one free credit report per year through a Website set up by the Federal government.  Beware of scams from companies promising free credit reports.]]></description>
            <pubDate>Wed, 05 Jul 2006 16:18:28 +0100</pubDate>
        </item>
        <item>
            <title>Applying for Credit Cards Online</title>
            <link>http://www.mycreditcardsecrets.com/applying-for-credit-cards-a275.html</link>
            <description><![CDATA[A walk through the process of comparing credit cards and a brief look at the online application process.]]></description>
            <pubDate>Wed, 05 Jul 2006 16:18:28 +0100</pubDate>
        </item>
        <item>
            <title>Building A Credit Report Lenders Will Love You For</title>
            <link>http://www.mycreditcardsecrets.com/building-a-credit-report-a274.html</link>
            <description><![CDATA[Having a good credit report can make applying for loans a breeze. But how do you go about achieving a good credit report in the first place?]]></description>
            <pubDate>Wed, 05 Jul 2006 16:18:28 +0100</pubDate>
        </item>
        <item>
            <title>What is Credit Counselling?</title>
            <link>http://www.mycreditcardsecrets.com/what-is-credit-counselling-a273.html</link>
            <description><![CDATA[Ever wondered what is Credit Counselling?]]></description>
            <pubDate>Wed, 05 Jul 2006 16:18:28 +0100</pubDate>
        </item>
        <item>
            <title>Consolidating Credit Cards</title>
            <link>http://www.mycreditcardsecrets.com/consolidating-credit-cards-a272.html</link>
            <description><![CDATA[Credit card consolidation is a popular solution for those with significant credit card debt, usually distributed on three or four different cards. Basically, this means putting all your debts together on a single card, like transferring it all to one loan. Of course, the goal is to pick a card that offers better conditions than what you already have, in order not only to simplify, but also to reduce your payments.]]></description>
            <pubDate>Wed, 05 Jul 2006 16:18:28 +0100</pubDate>
        </item>
        <item>
            <title>A Cure for an Ailing Credit</title>
            <link>http://www.mycreditcardsecrets.com/a-cure-for-an-a271.html</link>
            <description><![CDATA[Bad credit has serious repercussions for the individuals. They are refused loans by most of the lenders. This article explains the various methods to repair the credit history. It also gives tips have been provided to keep the credit rating from falling.]]></description>
            <pubDate>Wed, 05 Jul 2006 16:18:28 +0100</pubDate>
        </item>
        <item>
            <title>Fair Isaac Corporation Credit or FICO Score</title>
            <link>http://www.mycreditcardsecrets.com/fair-isaac-corporation-credit-a270.html</link>
            <description><![CDATA[Anybody in the US who is concerned about their credit report has probably heard of FICO score. But what is FICO? And how is the credit score calculated?]]></description>
            <pubDate>Wed, 05 Jul 2006 16:18:28 +0100</pubDate>
        </item>
        <item>
            <title>Are 0% Credit Cards Reaching Their End?</title>
            <link>http://www.mycreditcardsecrets.com/are-credit-cards-a269.html</link>
            <description><![CDATA[Are Credit Card companies starting to feel the pinch? We all know that the Credit Card companies make their money by charging us interest on the money we borrow. With all the 0% balance transfer offers that we have seen over the last few years its no wonder these companies are concerned they arent making any money]]></description>
            <pubDate>Wed, 05 Jul 2006 16:18:28 +0100</pubDate>
        </item>
        <item>
            <title>Update Your Computer System With Bad Credit Computer Financing</title>
            <link>http://www.mycreditcardsecrets.com/update-your-computer-system-a268.html</link>
            <description><![CDATA[Bad credit computer financing is often taken as something that does not have much range of products to offer. But reading about bad credit computer financing will open you eyes to the fact that the options with bad credit computer financing are no less. Acquaintance with your own credit status will definitely give you a chance to get a bad credit computer financing at rate of interest that your credit status warrants. Help yourself with bad credit computer financing with doing the right research.]]></description>
            <pubDate>Wed, 05 Jul 2006 16:18:28 +0100</pubDate>
        </item>
        <item>
            <title>Credit Repair Scam - How To Avoid Being A Statistic?</title>
            <link>http://www.mycreditcardsecrets.com/credit-repair-scam-a267.html</link>
            <description><![CDATA[A credit repair article dealing with scam and how to avoid being a statistic.]]></description>
            <pubDate>Wed, 05 Jul 2006 16:18:28 +0100</pubDate>
        </item>
        <item>
            <title>Defeating Credit Card Debt With Self Control</title>
            <link>http://www.mycreditcardsecrets.com/defeating-credit-card-debt-a266.html</link>
            <description><![CDATA[Credit card debt is a severe social problem in some countries. Social influences in thsoe countries tend to encourage the over use and misuse of credit cards. How can self control be used to prevent  and overcome credit card debt?]]></description>
            <pubDate>Wed, 05 Jul 2006 16:18:28 +0100</pubDate>
        </item>
        <item>
            <title>All You Wanted to Know of Bad Credit</title>
            <link>http://www.mycreditcardsecrets.com/all-you-wanted-to-a265.html</link>
            <description><![CDATA[Many residents of UK suffer from bad credit history because of being served CCJs, IVAs etc. This article gives information about the reasons for bad credit and how one can avoid being adjudged as one.]]></description>
            <pubDate>Wed, 05 Jul 2006 16:18:28 +0100</pubDate>
        </item>
        <item>
            <title>What is a Credit Report?</title>
            <link>http://www.mycreditcardsecrets.com/what-is-a-credit-a264.html</link>
            <description><![CDATA[Ever wondered what is a credit report?]]></description>
            <pubDate>Wed, 05 Jul 2006 16:18:28 +0100</pubDate>
        </item>
        <item>
            <title>Useful Tips on Borrowing Money</title>
            <link>http://www.mycreditcardsecrets.com/useful-tips-on-borrowing-a263.html</link>
            <description><![CDATA[Here are some useful tips on borrowing money.]]></description>
            <pubDate>Wed, 05 Jul 2006 16:18:28 +0100</pubDate>
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