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        <title>My Credit Card Secrets</title>
        <description>Latest articles from My Credit Card Secrets (http://www.mycreditcardsecrets.com)</description>
        <link>http://www.mycreditcardsecrets.com</link>
        <lastBuildDate>Sat, 22 Nov 2008 03:32:42 +0100</lastBuildDate>
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            <title>Credit Reports  Errors Can Be Costly</title>
            <link>http://www.mycreditcardsecrets.com/credit-reports-errors-a222.html</link>
            <description><![CDATA[Errors on credit reports are common, and unnecessarily cost consumers the opportunity to obtain loans or credit.  Here are a few examples of the more serious errors that can be found on credit reports.]]></description>
            <pubDate>Wed, 05 Jul 2006 16:18:28 +0100</pubDate>
        </item>
        <item>
            <title>Credit Reports  Fixing Errors Can Be Difficult</title>
            <link>http://www.mycreditcardsecrets.com/credit-reports-fixing-a221.html</link>
            <description><![CDATA[Studies show that the majority of credit reports contain errors.  Unfortunately, it can be difficult to correct them.]]></description>
            <pubDate>Wed, 05 Jul 2006 16:18:28 +0100</pubDate>
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        <item>
            <title>Tips on How to Apply for a Credit Card</title>
            <link>http://www.mycreditcardsecrets.com/tips-on-how-to-a220.html</link>
            <description><![CDATA[Deciding to apply for a credit card is not a decision you should take lightly.  Many stores try to get you to impulsively apply at the register, and you should never agree.  Credit cards can affect your financial situation for years so you should certainly think before you act.]]></description>
            <pubDate>Wed, 05 Jul 2006 16:18:28 +0100</pubDate>
        </item>
        <item>
            <title>The Buyers Market</title>
            <link>http://www.mycreditcardsecrets.com/the-buyers-market-a219.html</link>
            <description><![CDATA[Can't buy your house in cash? Don't worry, you can borrow the money--Credit usage has become vital to the US economy, and in some cases devastating to the consumer. This article shows how is it both a necessity and a gamble.]]></description>
            <pubDate>Wed, 05 Jul 2006 16:18:28 +0100</pubDate>
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        <item>
            <title>Credit Cards: Making Your Dreams Come True</title>
            <link>http://www.mycreditcardsecrets.com/credit-cards-making-your-a218.html</link>
            <description><![CDATA[Credit Cards: Making Your Dreams Come True - Are you frustrated with trying to find the right credit card to fit your needs? This article cuts through all the fluff and helps you determine which credit card plans will work for you.]]></description>
            <pubDate>Wed, 05 Jul 2006 16:18:28 +0100</pubDate>
        </item>
        <item>
            <title>What You Need to Know About Credit Cards and Identity Theft</title>
            <link>http://www.mycreditcardsecrets.com/what-you-need-to-a217.html</link>
            <description><![CDATA[Identity theft is starting to become one of the most popular crimes in the United States.  Every year people have to struggle with the problems that come when someone steals your identity.  Identity theft occurs when someone uses your personal information without permission.]]></description>
            <pubDate>Wed, 05 Jul 2006 16:18:28 +0100</pubDate>
        </item>
        <item>
            <title>Credit Cards and Identity Theft</title>
            <link>http://www.mycreditcardsecrets.com/credit-cards-and-identity-a216.html</link>
            <description><![CDATA[As more and more Americans become reliant on credit cards in their daily life, identity theft is growing.  Identity theft is when someone uses your personal information without permission.  They can obtain credit or use your existing credit to put you in a serious financial crisis.]]></description>
            <pubDate>Wed, 05 Jul 2006 16:18:28 +0100</pubDate>
        </item>
        <item>
            <title>Secured Credit Cards - the Basic Facts</title>
            <link>http://www.mycreditcardsecrets.com/secured-credit-cards-a215.html</link>
            <description><![CDATA[What you need to know about secured credit cards. Provides you the basics of secured credit cards.]]></description>
            <pubDate>Wed, 05 Jul 2006 16:18:28 +0100</pubDate>
        </item>
        <item>
            <title>Free Credit Report</title>
            <link>http://www.mycreditcardsecrets.com/free-credit-report-a214.html</link>
            <description><![CDATA[Most people are familiar with the term credit report but not everyone has a clear picture of exactly what a credit report it is. Your credit report can be viewed as a report card of your financial and credit activities. You are graded on your payment timeliness and credit activity.]]></description>
            <pubDate>Wed, 05 Jul 2006 16:18:28 +0100</pubDate>
        </item>
        <item>
            <title>Choosing a Credit Card</title>
            <link>http://www.mycreditcardsecrets.com/choosing-a-credit-card-a213.html</link>
            <description><![CDATA[Choosing a Credit Card]]></description>
            <pubDate>Wed, 05 Jul 2006 16:18:28 +0100</pubDate>
        </item>
        <item>
            <title>Tips On How To Fix Bad Credit</title>
            <link>http://www.mycreditcardsecrets.com/tips-on-how-to-a212.html</link>
            <description><![CDATA[Unfortunately, many people find themselves with bad credit. Bad credit is your personal financial history when it comes to things you have purchased on credit. Your credit score is becoming more and more important. It is often looked at for job opportunities, insurance quotes, and even when you go to rent an apartment. It can be a consideration for a variety of things in your life. If you want to buy a home or a new car, a bad credit rating can make this difficult to impossible. Fixing your bad credit is one option that is available to you. However, this can be hard to do on your own.]]></description>
            <pubDate>Wed, 05 Jul 2006 16:18:28 +0100</pubDate>
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        <item>
            <title>Read The Fine Print When Choosing 0% Interest Credit Cards</title>
            <link>http://www.mycreditcardsecrets.com/read-the-fine-print-a211.html</link>
            <description><![CDATA[Credit cards-are they the bane of our existence or the wave of the future? No matter how you view them, credit cards are here to stay. With the seemingly endless variety of cards available from any number of financial institutions, the market for your credit card business is extremely competitive. Many credit card companies try to entice the average consumer with 0% interest credit cards. The offer looks great on the surface, but it is vital that you read the fine print when considering one or several of these offers.]]></description>
            <pubDate>Wed, 05 Jul 2006 16:18:28 +0100</pubDate>
        </item>
        <item>
            <title>Tips For How to Apply For a Credit Card</title>
            <link>http://www.mycreditcardsecrets.com/tips-for-how-to-a210.html</link>
            <description><![CDATA[There are many people young and old that are in great need of a credit card.  This can be for many reasons.  Some people need help with bills that they don't have the cash for.  Others want a credit card so they don't have to carry cash.  Some people need one to go on vacation.  Whatever the reason is, most people feel they need a credit card.  Unfortunately, credit cards are not handed out like candy.]]></description>
            <pubDate>Wed, 05 Jul 2006 16:18:28 +0100</pubDate>
        </item>
        <item>
            <title>Instant Approval Credit Cards - The Advantages of Applying Online</title>
            <link>http://www.mycreditcardsecrets.com/instant-approval-credit-cards-a209.html</link>
            <description><![CDATA[Getting instant approval for a credit card  and sometimes getting immediate access to use it  can now be done in less than 60 seconds. No muss, no fuss like the old days when getting a credit card took a month or more. If you werent aware of how instant your approval could be, now is the time to find out.]]></description>
            <pubDate>Wed, 05 Jul 2006 16:18:28 +0100</pubDate>
        </item>
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            <title>Student Credit Cards: Tips To Build Credit Worthiness &amp;amp; A Great Credit Score!</title>
            <link>http://www.mycreditcardsecrets.com/student-credit-cards-tips-a208.html</link>
            <description><![CDATA[Getting to college and keeping up with your studies is hard enough and lets not forget the weekend jobs and late night shift. To top this off you have to worry about the building credit and your financial &quot;reputation.&quot;]]></description>
            <pubDate>Wed, 05 Jul 2006 16:18:28 +0100</pubDate>
        </item>
        <item>
            <title>How Your Credit Rating is Determined</title>
            <link>http://www.mycreditcardsecrets.com/how-your-credit-rating-a207.html</link>
            <description><![CDATA[A person's credit rating is a very important part of their life ...]]></description>
            <pubDate>Wed, 05 Jul 2006 16:18:28 +0100</pubDate>
        </item>
        <item>
            <title>Payday Loans:  Opportunity Or A Trap?</title>
            <link>http://www.mycreditcardsecrets.com/payday-loans-opportunity-a206.html</link>
            <description><![CDATA[The good point about payday loans is that they are easy to get and offer the ability to get money quickly.  Because many people live paycheck to paycheck and do not have a savings, they often need to turn to payday loans for those unexpected monetary needs.]]></description>
            <pubDate>Wed, 05 Jul 2006 16:18:28 +0100</pubDate>
        </item>
        <item>
            <title>Super Balance Transfer Credit Cards</title>
            <link>http://www.mycreditcardsecrets.com/super-balance-transfer-credit-a205.html</link>
            <description><![CDATA[Super balance transfers are a fantastic way to make some extra cash. Imagine being able to use your credit card companies money and put it in a high interest bearing savings account. Every day thousands of consumers are using this very same method. Take time to read through this article and find out how it is done.]]></description>
            <pubDate>Wed, 05 Jul 2006 16:18:28 +0100</pubDate>
        </item>
        <item>
            <title>Tips to Repair Your Credit and Prevent Credit Problems</title>
            <link>http://www.mycreditcardsecrets.com/tips-to-repair-your-a204.html</link>
            <description><![CDATA[If youre concerned about your credit score, try these tips on how to repair your credit.]]></description>
            <pubDate>Wed, 05 Jul 2006 16:18:28 +0100</pubDate>
        </item>
        <item>
            <title>Stop Wasting Money Each Month On High Credit Card Interest Payments</title>
            <link>http://www.mycreditcardsecrets.com/stop-wasting-money-each-a203.html</link>
            <description><![CDATA[Do you know what your credit card is truly costing you and how to lower credit card interest rate?  Many people assume that they do, but arent familiar with the hidden fees that many credit card companies are charging.  In fact, if you dont keep close tabs on your credit card, you may end up paying hundreds of extra dollars per yearwithout ever really knowing it!]]></description>
            <pubDate>Wed, 05 Jul 2006 16:18:28 +0100</pubDate>
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