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        <title>My Credit Card Secrets</title>
        <description>Latest articles from My Credit Card Secrets (http://www.mycreditcardsecrets.com)</description>
        <link>http://www.mycreditcardsecrets.com</link>
        <lastBuildDate>Sat, 22 Nov 2008 01:21:53 +0100</lastBuildDate>
        <generator>Created by as "Netfluence"</generator>
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        <item>
            <title>Save Money By Understanding Your Credit Card</title>
            <link>http://www.mycreditcardsecrets.com/save-money-by-understanding-a102.html</link>
            <description><![CDATA[A recent survey has discovered that many credit card holders do not understand how interest is charged to their credit card balance and are unaware that they could be paying extra interest over and above what they should be paying.]]></description>
            <pubDate>Wed, 05 Jul 2006 16:18:27 +0100</pubDate>
        </item>
        <item>
            <title>Best Car Loan Rate  How to Get the Most From Your Credit Score</title>
            <link>http://www.mycreditcardsecrets.com/best-car-loan-rate-a101.html</link>
            <description><![CDATA[Here are some tips to getting the lowest interest rate on your next car loan.]]></description>
            <pubDate>Wed, 05 Jul 2006 16:18:27 +0100</pubDate>
        </item>
        <item>
            <title>Saving Money &amp;amp; Building Credit: Two Things You MUST Do in Your Financial Life</title>
            <link>http://www.mycreditcardsecrets.com/saving-money-amp-building-a100.html</link>
            <description><![CDATA[Face it, graduates (and the rest of you!)...simply because you're out of school, don't think that report cards are behind you. Your credit score will be how you're graded for the rest of your life. Doors of opportunity can be opened...or closed...depending on how you handle your credit.]]></description>
            <pubDate>Wed, 05 Jul 2006 16:18:27 +0100</pubDate>
        </item>
        <item>
            <title>What Is Credit and How Does It Work?</title>
            <link>http://www.mycreditcardsecrets.com/what-is-credit-and-a99.html</link>
            <description><![CDATA[Credit can help you or hurt you. It all depends on what you know about credit and how you use your credit. Learn as much as you can and your good credit will always be there for you.]]></description>
            <pubDate>Wed, 05 Jul 2006 16:18:27 +0100</pubDate>
        </item>
        <item>
            <title>Stop Using Your Credit Cards</title>
            <link>http://www.mycreditcardsecrets.com/stop-using-your-credit-a98.html</link>
            <description><![CDATA[Learn how you can stop relying on credit and begin following a cash budget to cut costs and avoid running up large debts.]]></description>
            <pubDate>Wed, 05 Jul 2006 16:18:27 +0100</pubDate>
        </item>
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            <title>Tips to Avoid Overspending on Credit Cards</title>
            <link>http://www.mycreditcardsecrets.com/tips-to-avoid-overspending-a97.html</link>
            <description><![CDATA[Shopping is a pleasurable activity that most of love to do.  Unfortunately the ready availability of credit cards, and the tremendous temptation of all those &quot;bargains&quot; can be hazardous not only to our wealth, but also to our health.]]></description>
            <pubDate>Wed, 05 Jul 2006 16:18:27 +0100</pubDate>
        </item>
        <item>
            <title>Discover the Best Credit Card Rates</title>
            <link>http://www.mycreditcardsecrets.com/discover-the-best-credit-a96.html</link>
            <description><![CDATA[Are you one of those people that really need a credit card, but you have no clue where to go?  Are you interested in getting the best credit card rates available to you?  Are you concerned with comparing credit card companies so you can see who actually has the best credit card rates?  If you answered yes to any of these, let this be your guide to help you discover the best credit card rates.]]></description>
            <pubDate>Wed, 05 Jul 2006 16:18:27 +0100</pubDate>
        </item>
        <item>
            <title>Genuineness of Credit Card Processing</title>
            <link>http://www.mycreditcardsecrets.com/genuineness-of-credit-card-a95.html</link>
            <description><![CDATA[credit card transactions involve coordination between multiple high-speed computer networks.]]></description>
            <pubDate>Wed, 05 Jul 2006 16:18:27 +0100</pubDate>
        </item>
        <item>
            <title>10 Common Credit Card Mistakes</title>
            <link>http://www.mycreditcardsecrets.com/10-common-credit-card-a94.html</link>
            <description><![CDATA[Ever thought that you could make better use of the credit cards that you have but never really knew the inside story? In this article we describe 10 of the most common credit card mistakes made by credit card users.]]></description>
            <pubDate>Wed, 05 Jul 2006 16:18:27 +0100</pubDate>
        </item>
        <item>
            <title>Establishing Credit</title>
            <link>http://www.mycreditcardsecrets.com/establishing-credit-a93.html</link>
            <description><![CDATA[Whether you have previously had a good credit standing and lost it, or you are just beginning to accumulate credit and establish a credit rating, a few standard concepts will help you establish a good credit rating.]]></description>
            <pubDate>Wed, 05 Jul 2006 16:18:27 +0100</pubDate>
        </item>
        <item>
            <title>Secured Credit Cards</title>
            <link>http://www.mycreditcardsecrets.com/secured-credit-cards-a92.html</link>
            <description><![CDATA[A secured credit card can be an excellent way to create your credit history, or to build it back if, for instance, you have filed for bankruptcy in the past seven years or your credit is not looking so good.]]></description>
            <pubDate>Wed, 05 Jul 2006 16:18:27 +0100</pubDate>
        </item>
        <item>
            <title>Unsecured Credit Cards</title>
            <link>http://www.mycreditcardsecrets.com/unsecured-credit-cards-a91.html</link>
            <description><![CDATA[Though both secured and unsecured are accepted virtually everywhere, the unsecured credit card is both more convenient and usually less costly to obtain for the consumer.]]></description>
            <pubDate>Wed, 05 Jul 2006 16:18:27 +0100</pubDate>
        </item>
        <item>
            <title>Create An Action Plan To Deal With Your Poor Credit Score</title>
            <link>http://www.mycreditcardsecrets.com/create-an-action-plan-a90.html</link>
            <description><![CDATA[Four simple areas of your personal credit to look at and consider when attempting to repair your credit score.]]></description>
            <pubDate>Wed, 05 Jul 2006 16:18:27 +0100</pubDate>
        </item>
        <item>
            <title>Credit Score An Introduction</title>
            <link>http://www.mycreditcardsecrets.com/credit-score-an-introduction-a89.html</link>
            <description><![CDATA[What is a Credit score have you got one how does it affect you?]]></description>
            <pubDate>Wed, 05 Jul 2006 16:18:27 +0100</pubDate>
        </item>
        <item>
            <title>Making A Credit Card Work For You</title>
            <link>http://www.mycreditcardsecrets.com/making-a-credit-card-a88.html</link>
            <description><![CDATA[A considerable obstacle standing between many Americans and the consumer goods they consider a necessary or desirable part of life is a ready way to pay for them. From a new piece of furniture to a car or even a house an age old problem stands in their way: MONEY or rather how to get hold of it.]]></description>
            <pubDate>Wed, 05 Jul 2006 16:18:26 +0100</pubDate>
        </item>
        <item>
            <title>Balance Transfers</title>
            <link>http://www.mycreditcardsecrets.com/balance-transfers-a87.html</link>
            <description><![CDATA[Credit card balance transfer involves using a credit card to pay off the amount outstanding on one or more credit/store cards. The total debt then moves to one card.]]></description>
            <pubDate>Wed, 05 Jul 2006 16:18:26 +0100</pubDate>
        </item>
        <item>
            <title>Cash Rebate Credit Card</title>
            <link>http://www.mycreditcardsecrets.com/cash-rebate-credit-card-a86.html</link>
            <description><![CDATA[Cash rebate credit card offers allow you to get a cash rebate every time you use your credit card. More and more companies are beginning to offer cash rebate credit cards, as customers like the idea of getting something back every time they make a purchase.]]></description>
            <pubDate>Wed, 05 Jul 2006 16:18:26 +0100</pubDate>
        </item>
        <item>
            <title>College Student Credit Cards - How to Choose the Best One</title>
            <link>http://www.mycreditcardsecrets.com/college-student-credit-cards-a85.html</link>
            <description><![CDATA[There are so many credit cards being offered to college students these days that it may be difficult to choose the right college student credit card. It is important to choose carefully to make sure that you have the best deal and rates available.]]></description>
            <pubDate>Wed, 05 Jul 2006 16:18:26 +0100</pubDate>
        </item>
        <item>
            <title>Are We Underestimating What We Spend On Credit Cards?</title>
            <link>http://www.mycreditcardsecrets.com/are-we-underestimating-what-a84.html</link>
            <description><![CDATA[Credit card spending is rising every year. How many of us know how much we spend using our credit cards?]]></description>
            <pubDate>Wed, 05 Jul 2006 16:18:26 +0100</pubDate>
        </item>
        <item>
            <title>Credit Problems: What You Can Do</title>
            <link>http://www.mycreditcardsecrets.com/credit-problems-what-you-a83.html</link>
            <description><![CDATA[Having a blemish on your credit report can lead people to believe that it will be impossible for them to obtain a mortgage or refinance their current one.  Although having less than perfect credit can be a challenge, all hope is not lost...]]></description>
            <pubDate>Wed, 05 Jul 2006 16:18:26 +0100</pubDate>
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