My Credit Card Secrets

Order articles by: Submission date | Article title

Go to page: [ 1 ] [ 2 ] [ 3 ] ... [ 16 ] [ 17 ] [ 18 ] [ 19 ] [ 20 ] ... [ 34 ] [ 35 ] [ 36 ]

Good Credit Is a Necessity for Everyday Living (05 Jul 2006)
Your credit report can mean that you must pay higher deposits and rates for everyday services, conveniences, and basic needs. Also, poor credit causes some people to be ineligible for some services. [Read full article]

Good Credit is King, When Qualifying for Mortgage Programs (05 Jul 2006)
If you want to purchase a new home or refinance your current mortgage, be sure to check out the wide array of loan programs available. If you have less than excellent or even poor credit, you can still qualify for a loan. If you have outstanding credit, though, you are in the proverbial driver's seat, when it comes to selecting your loan program. Be sure to find a good mortgage consultant, and carefully explain exactly what you need. Here are just a couple of "outside-the-box" programs that come in handy for some people but require excellent credit ratings.

Good Credit Is Not A Good Reason To Borrow More Money After Youve Achieved Financial Freedom (05 Jul 2006)
Achieve Financial Freedom is avoid getting back into debt The most important thing to realize is that the point of getting out of debt is not just so that you can buy more things on credit - that's just another way to end up getting back into debt

Good vs. Bad Credit Debt (05 Jul 2006)
Think that all debt is bad? See how in some instances good debt can actually help your financial position.

Grants, Loans, Free Credit Cards And Credit Repair: The Whole Truth And Nothing But The Truth (05 Jul 2006)
Many ads will try to make you think that there's little known secret funds that...

Guide to Credit Terms (05 Jul 2006)
Listed below is a useful guide to credit card terms.

Harassment of People in Debt by Creditors (05 Jul 2006)
SECTION 40 OF THE ADMINISTRATION OF JUSTICE ACT "S40 Punishment for unlawful harassment of debtors". Many activities could count as harassment. It is important to note that "anything done by a person which is reasonable" when trying to recover a debt, is not considered to be harassment. Both the Office of Fair Trading and Trade Associations (run by the credit industry) have produced guidance on what activities may be considered harassment and should therefore be avoided by creditors. The following list is taken from the new Debt Collection Guidance for holders of consumer credit licenses.

Have You Checked Your Permanent Record Lately? (05 Jul 2006)
As a young student I feared getting bad grades because I didn't want any bad marks on my "permanent record." Get an "F" in fifth-grade science and it goes in your record. Act up in Mrs. Brown's class...

Have You Ever Opened a Checking Account? (05 Jul 2006)
Some things to think about before you open a checking account.

History of Credit Cards (05 Jul 2006)
Credit Cards have become an absolute necessity so much so that we take them for granted. A number of money experts have already slated the paper currency as a dying dinosaur. But have you ever wondered where did this plastic money of credit card come from? Whose genius was it anyways?

Home Loans – Repair Your Credit Before You Buy (05 Jul 2006)
There are companies that offer to "fix" problems on your credit report. Here's what you need to know to fix the problems yourself.

How a Credit Card Can Be Your Friend (05 Jul 2006)
Find out how your credit card can pay you handsomely for developing and following a household spending plan.

How A Prepaid Debit Card Can Help You Rebuild Your Credit (05 Jul 2006)
Learn how you can use a prepaid debit card to rebuild bad credit...

How Can A Qualified Mortgage Consultant Help Boost Your Credit Scores? (05 Jul 2006)
A qualified mortgage consultant will guide you through the nuances of the process of improving your credit score to refinance and save money.

How Credit Card Applications Can Effect Your Credit Score (05 Jul 2006)
Thanks to the Internet, it has never been easier to receive and submit credit card applications. It can be very tempting to fill out all of the online forms available to you. But be careful, it could end up costing you--consider the following issues before hitting that "send application" again.

How Credit Cards Work (05 Jul 2006)
Credit cards have become a major financial industry, uniting cultures with a common form of payment and allowing purchases to be made on credit so that individuals have additional options when they're short on cash.

How Credit Repair Saved My Life (05 Jul 2006)
Once upon a time in my life, I was dead. Dead not in the physical sense mind you, but the consumer sense. You see, I had bad credit. Actually, bad credit would have been an upgrade. I even got a denied letter for a debit card. That's right, the bank did not trust me with my own money. It was so bad that I thought life was over—and I was only starting my twenties.

How Credit Scoring Works (05 Jul 2006)
The all important credit score! It determines the amount of loan you can get, it determines the interest rate at which you are charged for a loan, etc. Your credit score plays an important figure in your financial life. So what goes into making that all important score of yours? How does it increase, how does it decrease and what are the factors that go into its calculation?

How Credit Works (05 Jul 2006)
Though it can affect a variety of aspects of everyday life, there are a large number of individuals who don't know exactly how credit works.

How Creditors Measure Your Credit Rating (05 Jul 2006)
Creditors will measure your credit rating based on the following three main things. Capacity Collateral Character The three "C's" show creditors your: "Capacity" or income to pay the debt "Co...

Go to page: [ 1 ] [ 2 ] [ 3 ] [ 4 ] [ 5 ] [ 6 ] [ 7 ] [ 8 ] [ 9 ] [ 10 ] [ 11 ] [ 12 ] [ 13 ] [ 14 ] [ 15 ] [ 16 ] [ 17 ] [ 18 ] [ 19 ] [ 20 ] [ 21 ] [ 22 ] [ 23 ] [ 24 ] [ 25 ] [ 26 ] [ 27 ] [ 28 ] [ 29 ] [ 30 ] [ 31 ] [ 32 ] [ 33 ] [ 34 ] [ 35 ] [ 36 ]